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  Paybis acts as a comprehensive crypto‑payment solution, established in 2014 and headquartered in Warsaw,
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  :contentReference[oaicite:1]index=1. The platform delivers a white‑label wallet as a service and on‑ramp/off‑ramp API integration options
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  It supports over 50 payment methods including credit/debit cards, e‑wallets, Apple Pay, Google Pay, local rails like PIX, Giropay, SPEI, bank
  transfers, etc., across 180 countries and 80+ fiat currencies :contentReference[oaicite:3]index=3.
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  Paybis is registered as a Money Service Business with FinCEN
  in the USA, is VASP‑registered in Poland, and complies
  with FINTRAC in Canada, enforcing KYC/AML checks for larger transactions while offering optional
  no‑KYC flow for smaller amounts (under ~$2,000) in select cases :contentReference[oaicite:6]index=6.
  Businesses can integrate Paybis in hours through SDKs and APIs, access dedicated account
  managers, and benefit from high authorization rates (~70–95%) and 24/7 multilingual support in over nine languages :contentReference[oaicite:7]index=7.
  Use cases include wallets, fintechs, marketplaces, gaming platforms,
  DeFi services, and global platforms in need of stablecoin payouts, IBAN‑based settlement, or
  mass crypto payouts via Paybis Send or OTC business wallets :contentReference[oaicite:8]index=8.
  Although some user‑reported issues have arisen—such as
  account suspensions without explanation, slow refund processing in rare scenarios, or payment verification difficulties—overall feedback through Trustpilot
  and other independent reviews is largely positive with nearly 5‑star ratings thanks to its customer‑friendly design and straightforward crypto onboarding flow :contentReference[oaicite:9]index=9.
  
  Altogether, Paybis delivers a robust, secure, and flexible crypto
  payment and wallet solution ideal for businesses wanting to bridge fiat and crypto with minimal hassle and strong compliance frameworks.
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